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No time spent on doing a personal credit checks which would delay the money getting into your account. This short term emergency payday loan is repaid from your salary on the next payday. Paperless payday loans — no paperwork required as your application is all handled online. Nurses suffered from fatigue from the amount of work that they do.

Q: The kids or the husband? A: The kids feel shame for you. Q: How does that make you feel? A: Yoh! Q: Bad how? None of the nurses raised domestic violence as a challenge that they themselves confronted, although it is common in South Africa [ 39 ]. When domestic violence was otherwise raised in the course of the interviews, nurses tended to describe it as a response to women breaking gendered norms about unpaid work, which they linked to the practice of men paying lobola or bride price.

Lobola has complex meanings for women and men in South Africa [ 12 ]. Nonetheless, a year old married RN R2I35 describes the relationship between lobola, work, and the construction of norms: A: [T]hey know that men cannot wash the dishes or cook. A wife must do that. And men cannot do the laundry. My wife must do that. They know that—strictly that. They do nothing; they just come and provide everything [financially].

They say you have to stand up to your wife. Because you paid lobola for this. In our tradition you have to pay lobola. You have to take out money or cows to go to that family to ask that woman to be your wife. And when you have done that and the woman goes to stay with him, they say now this man has taken cows for you. You know the duties of a wife: you wash for your husband, you clean, you cook. You even wash his feet.

You wash his feet, wash his face. When you go in that new family of yours. I married you so that you would do things for me. I paid lobola. I bought you so that you must do things for me. Q: If she said no…? A: Some of the men, they are going to beat her.

The norm is especially stringent with respect to children: women have primary responsibility for supporting children, usually both financially and for their care. Well-behaved, not spoiled brats. And I did that on my own! Primary responsibility for children holds for women regardless of whether they are partnered. Some partners were supportive financially. Other nurses described passive or active resistance when they asked partners to bear some of the expenses of caring for children.

Child-leaving is a source of emotional and psychological distress for some nurses who would prefer to live in the same household as their children. My kids are growing up without me. Sometimes they are sick or they just want to be next to their mother and their father.

Because if I leave when they are in the house they will cry. It is disproportionately ENAs who have children being raised in other households. In response to the question of whether she found having children rewarding, one RN R1I25 with two adult children, two teenagers, and another child in elementary school responded: It was, but knowing what I know now, would I do it [again]?

Like knowing what I know now? I would do it differently. Not in this job. I would have kids but not in this job. Because this job, it has been torturous you know raising kids doing 77s [hour shifts] and doing night duties. It was very, very difficult for me. But it was rewarding being a mom. But the work was too much. Another RN R1I33 , a single mother in her late 30s, describes how the shift schedule and fatigue make it a challenge to give her young teenaged son the attention that she believed he needs: The hours are killing us…We are able to provide bread and butter for our families but our children are suffering because we are never at home.

Yes, we can provide money. And our kids want us at home, they want to feel our presence. My son wants to tell me everything about school and soccer practice. Relationships and money Nurses reported that gender norms contribute to complex relationships loaded with personal and financial ramifications, which can be a major source of distress.

Women workers are expected to provide financial support, but their contributions and associated difficulties may go unacknowledged, which can cause them to feel unappreciated. The year old ENA R1I11 with only external dependents discussed above explained through tears: I feel like no one is appreciating…At times I feel like [my contribution] is not recognized because I never had anyone coming to me and saying thank you. Or asking me if I am managing, or if I am still doing fine.

I can take care of myself. That is the answer he gave. Debt, dependency, work, and gender norms are interrelated. She described her distress while explaining how she ended up with debt, originally from a loan that she took out to pay for her education but which ended up being spent on other household demands.

No, it's not stress by [paid] work. It's the thing that is stressing me. Now I'm alone [in supporting the household], I have to take care of my … son, my little brother, my, the other brother, and my boyfriend again. Because the loans are pulling, and I have to go and pay for other stuff, I have to help my family, my [mother] in-law is sick. I have to do this and that, do this and that… They push from that side, that side, that side. And then you end up using money for the wrong reasons.

It's taking a long time to pay it off. It's like losing weight. It's not easy. Several nurses R1I1, R1I5, R2I26, R2I17, R2I31 are in debt because they took out loans for family members three husbands, one mother, and one brother for the purpose of starting or expanding a business. Another R2I22 took out a loan to buy car parts for her husband whom she expected to pay her back but who never did.

A common division of financial responsibilities was that women living with a partner paid for day-to-day household spending and their partner paid the monthly rent or bond on the house. This division of fixed versus variable expenses suggests that men sometimes had money left over that they were able to spend on themselves, other partners, or save, while the nurses found that their expenses tended to expand, such that many were unable to save.

Further, paying for the house put some men in a position of power that they wielded against their partners. A year old SN R2I13 who lived with her husband and her two-year old child explained that she felt that her contribution to the household went unrecognized, and that she would like to leave her husband but felt trapped in her relationship: OK, the thing is that in the house that we're living in, it's a joint bond house.

He's the one who's paying. The money's deducted from his account. So, he always, he reminds you that, "this is my house," you know? I just think how can I get out of this situation or move out from this situation, you know? Or buy my own house. I'm getting tired of this. And I do a lot, you know? I spend my money …it's just not appreciated. So, that's something that's stressing me. The nurse continued, however, to explain that her salary would not allow her to buy her own house.

She believed she would be ineligible for a bond on her own salary. A highly-paid RN R1I17 in her late 50s who supports two unemployed adult children and a grandchild was left with an enormous amount of debt when her husband walked out on the family years ago. Everything has been my fault. I was always caring about the kids, doing everything for the kids. What was I supposed to do?

I have to borrow money. Nursing may be experienced by some at some times as an occupation forced on them by dependency or debt, while it has enabled others to leave relationships. An SN R2I16 , a mids mother of two who had previously been entirely financially dependent on her husband described her feelings after her divorce was finalized in the month prior to the interview: I am happy.

It took me a long time to get out of this marriage. But it took me a long time to get out of this marriage. Why did it take so long? My mother is not financially stable. I don't have a father. I don't know where to go with my kids. So, I stayed there. A year old RN R2 I32 mother of one also found that nursing offered some economic autonomy: Women work harder than men both for money and at home doing chores. Men don't take responsibility.

You can't leave your child with the father. I contributed more than the father did. The relationship was oppressive too. There is disproportionate responsibility. Nursing was a way out of the relationship. Still others find it difficult to leave relationships because of marriage laws that are understood to divide assets and debts equally among former partners upon the dissolution of a marriage. The women are the ones that are…pay for the kids to go to school, buy groceries, save some money…so this marriage in community of property is another problem or challenge.

Q: Community of Property? A: Every woman now has regrets about getting married in the community of property. Q: Do you think a lot of women feel this way? They feel the same. Gender norms that preclude equitable communication about finances between husbands and wives can disempower nurses and add to their sense of being unable to divorce. Q: Does this leave you unprotected if you try to divorce? He is your husband. Like I told you, when his company went bust, I almost died. I saw these people coming and saying sale of execution.

I had no idea how deep we were in it. While the nurse above reported talking with her pastor, and others said they turn to their mothers, sisters, and husbands or partners for emotional support, virtually none of the nurses spoke with their colleagues about their stress.

They tended to view distress as a result of challenges in their personal lives, not their professional lives. The professional status of the occupation may itself discourage nurses from revealing what may be perceived as personal problems or weaknesses to each other. Some nurses elaborated physical reactions.

She described how she felt after her mother, a second income earner in the household, passed away: I was saying I'm going to be strong, strong. Now I have tension. I was off [work] again, off sick. My muscles…by the upper ribs, they become tense. Because even the doctor said, "I can feel this muscle. It's pulling now. And then she gave me pills for tension, to take down the tension. And then told me not to stress out. Nurses experienced a variety of emotional responses to distress: anxiety, frustration, unhappiness, and anger.

And then it's a lot of babies. And sometimes you work overtime and when you are supposed to be paid there is no money [overtime pay is delayed] even after you have sent the claim form. Q: You said you get headaches when you get paid …can you tell me how stress about finances affects you? A: My body gets tired and then sometimes I get angry easily. And you know when you are not happy you become sensitive with everything.

In some instances, tears came when a nurse was describing a specific life event, such as explaining that a relative had recently passed away. In others, they came when a nurse described the pressure that she felt was on her, how she wished she could do more for her family, or how she felt that what she was able to do was not appreciated. So, I go out of my house and I walk around the house and speak to the walls. Interventions Determining what kinds of interventions are desirable requires further research.

Three nurses employed as SNs and two as ENAs had already gone back to school and were overqualified for the post they held at the time of the interview. They wanted better-paying positions consistent with their qualifications. Nurses tended to feel overworked. Just under half would like the hospital to hire more nurses because they believe their wards or clinics are understaffed.

Many favor hiring more staff to reduce the nurse-to-patient ratio, which, according to nurses, is often higher than it should be due to absenteeism, retirements, or nurses being out of wards for continuing education. ENAs and SNs worry that they are pushed beyond their scope of practice due to staff shortages.

Let me ask you. If you go through this research, they [hospital administration] are going to respond and maybe they say that we staff nurses who are working the same as the sisters [the RNs], they are going to say we are doing the wrong thing. I know that sometimes we are doing the wrong thing. But there is a shortage of staff and then there is a government not giving us posts.

But we are forced to do this. RNs and SNs wanted better management and training to learn to work more cooperatively in their wards and clinics. ENAs and SNs, especially those with children, want more predictable pay for the overtime that they do, which they said sometimes took months to receive in the existing pay systems.

Several volunteered that counseling could help nurses cope with problems like emotional distress in the hospital, which they take home with them, and anxieties about finances that connect their paid work with their lives outside of it. That thing makes a difference to me.

How do I cope being in the hospital, seeing stuff, you know? Maybe things like rehabilitation. We need those kinds of things [support] because we see a lot of things. People are dying in front of you. Things have that impact. Maybe every month we need rehabilitation or talk about these problems that we have.

In this institution there are things that could be done to help nurses cope. We need such things. Counseling would be something that would help us deal with these situations. And you see families crying. The work is emotionally demanding. If we had weekly or monthly programs for nurses to come to counseling, they could make us stronger.

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